Where To Get Help With Managing Debt

It's easy to say that all it takes is willpower to overcome bad spending habits, but some people just aren't able to muster the resolve it takes.

If you're looking for help to overcome poor spending habits, there are several options.

1. Debtors Anonymous

DA uses the time-tested approach of Alcoholics Anonymous to deal with debt issues. You can get more information and find a local chapter on their website at www.debtorsanonymous.org or by calling them at 781-453-2743.

2. Mental Health Professionals

Therapy can make a big difference in your outlook on debt, and your ability to stop overspending. Medical insurance sometimes covers this type of therapy, but if not there are plenty of low cost or even free resources. The National Mental Health Association website is a good place to start at www.nmha.org

3. Books & Websites

There are plenty of books available on managing debt. Your local library will likely have a good selection, as will your local bookstore. There are also plenty of helpful websites where you can get more information and support materials.

4. Friends & Family

This is a touchy one, but it often helps to get moral support from your friends and family. Letting them know about your problems can get them onboard the solution. Only you can decide if your friends and/or family are going to be supportive however.