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	<title>Becoming Debt Free &#187; Personal Finance</title>
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	<description>Getting Out From Under Credit Card Debt</description>
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		<title>7 Tips For Saving Money</title>
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		<pubDate>Fri, 12 Sep 2008 21:37:37 +0000</pubDate>
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				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[money saving tips]]></category>
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		<description><![CDATA[We all could use some help when it comes to saving money.  That odd trip to the store for a sweater that results in a new wardrobe, or a trip to buy a new phone and we walk out with a phone, an answering machine, and a digital camera.  These things happen, but [...]]]></description>
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		<title>Discipline Yourself to Spend Less</title>
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		<comments>http://www.debtopedia.com/debtfree/personal-finance/discipline-yourself-to-spend-less.php#comments</comments>
		<pubDate>Thu, 28 Aug 2008 16:31:48 +0000</pubDate>
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		<description><![CDATA[No one wants to go into debt.  We try to avoid it if we can, but we fall into the traps of credit cards and delayed payment specials so easily.  Curbing our spending requires discipline and an honest effort.
We have to learn to live within our means. This does not mean just having [...]]]></description>
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		<title>Overspending: An All Too Common Financial Mistake</title>
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		<pubDate>Wed, 13 Aug 2008 20:52:05 +0000</pubDate>
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				<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[Have you ever written a check for something that you knew you didn&#8217;t have the money for?  People do that more than you think.  They play the game of &#8220;robbing Peter to pay Paul&#8221;.  This is a common practice that can lead to debt and bad money management.
When you take a job, [...]]]></description>
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		<title>Obtaining a Loan is Still Possible After Bankruptcy</title>
		<link>http://www.debtopedia.com/debtfree/personal-finance/obtaining-a-loan-is-still-possible-after-bankruptcy.php</link>
		<comments>http://www.debtopedia.com/debtfree/personal-finance/obtaining-a-loan-is-still-possible-after-bankruptcy.php#comments</comments>
		<pubDate>Tue, 22 Jul 2008 13:53:23 +0000</pubDate>
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				<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[Filing bankruptcy does not end the possibility of obtaining a personal loan. In fact, a person who files bankruptcy can obtain a bad credit personal loan in as little as 30 days after the discharge of the bankruptcy. And since they cannot file for another bankruptcy for seven years, this provides insurance for companies that [...]]]></description>
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