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	<title>Becoming Debt Free &#187; Debt Reduction</title>
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	<description>Getting Out From Under Credit Card Debt</description>
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		<title>How to Avoid Debt With Good Budgeting</title>
		<link>http://www.debtopedia.com/debtfree/debt-reduction/how-to-avoid-debt-with-good-budgeting.php</link>
		<comments>http://www.debtopedia.com/debtfree/debt-reduction/how-to-avoid-debt-with-good-budgeting.php#comments</comments>
		<pubDate>Mon, 07 Jul 2008 21:30:14 +0000</pubDate>
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				<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[If you&#8217;ve managed (or mismanaged) to get yourself into a boatload of debt, there are ways to insure that this never happens again if at all possible, and the cornerstone of these ways is a sound, well-thought-out budgeting program. While this may not seem like a very sexy answer to what appears to be a [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Secrets Of Living Debt Free</title>
		<link>http://www.debtopedia.com/debtfree/debt-reduction/secrets-of-living-debt-free.php</link>
		<comments>http://www.debtopedia.com/debtfree/debt-reduction/secrets-of-living-debt-free.php#comments</comments>
		<pubDate>Wed, 04 Jun 2008 23:54:36 +0000</pubDate>
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				<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[The concept of debt free living is an easy one.  Earn more than you spend and don&#8217;t allow yourself to live beyond your means.  This is much easier to understand than it is to apply however.  As a nation, we&#8217;ve seen our national deficit grow into the trillions of dollars.  In [...]]]></description>
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		<title>Getting Help Paying Off Student Debt</title>
		<link>http://www.debtopedia.com/debtfree/debt-reduction/getting-help-paying-off-student-debt.php</link>
		<comments>http://www.debtopedia.com/debtfree/debt-reduction/getting-help-paying-off-student-debt.php#comments</comments>
		<pubDate>Thu, 01 May 2008 21:54:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[One of the most important loans an individual will ever receive is a student loan. Through student loans, college students are able to attend universities around the world, preparing for a career and successful life. Without student loans, many students would never have the option to attend college. Scholarships are only available to a small [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Living Debt Free</title>
		<link>http://www.debtopedia.com/debtfree/debt-reduction/living-debt-free.php</link>
		<comments>http://www.debtopedia.com/debtfree/debt-reduction/living-debt-free.php#comments</comments>
		<pubDate>Fri, 18 Apr 2008 07:03:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[The concept of debt free living is an easy one. Earn more than you spend and don&#8217;t allow yourself to live beyond your means. This is much easier to understand than it is to apply however.
As a nation, we&#8217;ve seen our national deficit grow into the trillions of dollars. In towns and cities across America, [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>How to Get Out Of Debt</title>
		<link>http://www.debtopedia.com/debtfree/debt-reduction/how-to-get-out-of-debt.php</link>
		<comments>http://www.debtopedia.com/debtfree/debt-reduction/how-to-get-out-of-debt.php#comments</comments>
		<pubDate>Wed, 16 Apr 2008 04:39:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[One of the most frustrating financial situations for a consumer is carrying unnecessary debt. The amount of debt being carried by Americans is rising every year, and the deeper into debt they fall, the harder it can be to recover. We live in a society where people want to live like they&#8217;re rich today and [...]]]></description>
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		<title>An Ounce Of Prevention Is Worth Many Pounds Of Interest</title>
		<link>http://www.debtopedia.com/debtfree/debt-reduction/an-ounce-of-prevention-is-worth-many-pounds-of-interest.php</link>
		<comments>http://www.debtopedia.com/debtfree/debt-reduction/an-ounce-of-prevention-is-worth-many-pounds-of-interest.php#comments</comments>
		<pubDate>Thu, 10 Apr 2008 04:27:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[As more Americans struggle with the burden of heavy debt, many consumers are looking for ways to relieve the financial stresses they&#8217;re feeling. There are some who will tell you that there are cures that can essentially make your debt problems disappear. While it&#8217;s true that it is possible to get out of debt, there&#8217;s [...]]]></description>
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		<title>What Are Your Options For Debt Relief?</title>
		<link>http://www.debtopedia.com/debtfree/debt-reduction/what-are-your-options-for-debt-relief.php</link>
		<comments>http://www.debtopedia.com/debtfree/debt-reduction/what-are-your-options-for-debt-relief.php#comments</comments>
		<pubDate>Tue, 01 Apr 2008 21:16:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[One of the most stressful parts of life for many consumers is managing their debt. While debt has basically become a necessity in this day and age, an increasing number of Americans are finding themselves in financial turmoil from taking on too much debt. Uncertainty in the economy is causing people to feel even more [...]]]></description>
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		<title>Debt Negotiation Can Save Money &amp; Have You Out Of Debt Sooner</title>
		<link>http://www.debtopedia.com/debtfree/debt-reduction/debt-negotiation-can-save-money-have-you-out-of-debt-sooner.php</link>
		<comments>http://www.debtopedia.com/debtfree/debt-reduction/debt-negotiation-can-save-money-have-you-out-of-debt-sooner.php#comments</comments>
		<pubDate>Fri, 21 Mar 2008 23:44:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[Just about everyone has at least some debt. Whether it&#8217;s a mortgage, auto loans, student loans, credit card debt, or any other borrowing we do as consumers, most of us have creditors expecting payments from us every month. Debt can be a slippery slope, and unfortunately, we probably all know of people who have taken [...]]]></description>
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		<title>Options for Legally Eliminating Debt</title>
		<link>http://www.debtopedia.com/debtfree/debt-reduction/options-for-legally-eliminating-debt.php</link>
		<comments>http://www.debtopedia.com/debtfree/debt-reduction/options-for-legally-eliminating-debt.php#comments</comments>
		<pubDate>Thu, 20 Mar 2008 16:41:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[When looking for ways to eliminate debt, it&#8217;s important to understand what your options are so you can choose the methods that are most realistic for you. There are several ways for people in trouble with debt to make their situation more manageable. Some of the options available to borrowers include:
Debt Consolidation: Debt Consolidation is [...]]]></description>
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		<title>The American Debt Virus Spreads to Australia</title>
		<link>http://www.debtopedia.com/debtfree/debt-reduction/the-american-debt-virus-spreads-to-australia.php</link>
		<comments>http://www.debtopedia.com/debtfree/debt-reduction/the-american-debt-virus-spreads-to-australia.php#comments</comments>
		<pubDate>Sat, 23 Feb 2008 19:34:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>

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		<description><![CDATA[The United States isn&#8217;t the only country feeling the strain of heavy credit card debt load. Australia has joined the fun. During May their current credit card indebtedness rose some 10.8% to a new record of $40.24 billion, with each Aussie now averaging around $3,000 in unsecured credit card debt.
It seems all the bad habits [...]]]></description>
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