July 17, 2008
- Teaching Kids Financial Responsibility
In todays world of "plastic purchases," many kids are growing up with little understanding of the financial realities of life. (…)
April 18, 2008
- Living Debt Free
The concept of debt free living is an easy one. Earn more than you spend and don't allow yourself to live beyond your means. This is much easier to understand than it is to apply however. (…)
April 7, 2008
- So You're Out of Debt…Now What?
Congratulations! You've succeeded in paying down your debt, and are ready to begin a new life with financial freedom, and fiscal responsibility. Unfortunately, your journey has just begun. (…)
March 26, 2008
- Don't Cut Up That Credit Card
You've probably heard the advice to cut up all your credit cards as a way to help you overcome the temptation to spend more money on them. (…)
March 25, 2008
- Time to Examine The Way You Spend
It takes time for most people to get into debt. It takes months or years to rack up credit cards and get behind in payments. (…)
March 15, 2008
- More On How To Earn A Hall Of Fame Interest Rate
In my last post I talked about how the credit card companies are making some of the best interest rates of any investment, on the money that they're lending you. (…)
March 12, 2008
- How To Earn A "Hall Of Fame" Interest Rate On Your Money
Have you heard of Peter Lynch? He's the "hall of fame" investor who averaged about 29% annual gains while he led the Fidelity Magellan fund. (…)
February 19, 2008
- Entrepreneurs Using Plastic Financing
When money is tight or the situation is right, more and more entrepreneurs seem to be willing to take a leap of faith and finance their dreams with credit cards. (…)
January 24, 2008
- What Do Dogs And Credit Cards Have In Common?
If you've ever had a dog, or watched someone with one, you probably know how proper training is important. (…)
August 18, 2007
- Two New DVD's Shed Light On Predatory Lending Practices
Two recent DVD's bring to light some of the seamier aspects of the debt addiction Americans find themselves caught up in.
James D. (…)
August 15, 2007
- Should You Consider a 0% Credit Card Offer?
You get stacks of them in your mailbox every week. Those credit card offers promising 0% interest on balance transfers and even new purchases until some date far out in the future (usually six months to a year). (…)
August 13, 2007
- Using Credit Cards in College - A Good Idea?
Many students are faced with the opportunity to acquire credit cards that are hawked to them on campus, and sometime this can cause major financial problems for not only the student borrower, but perhaps their parents as well. (…)
July 20, 2007
- Reducing Credit Card Debt Part 4 - Negotiating Terms On Your Credit Cards
If things have come to the point where you need to start doing something, hopefully before you start to receive threatening calls from the credit card companies or when you just see a crisis looming on the horizon, you may want to get a plan for negotiating a plan with your creditors. (…)
March 22, 2007
- Evil Credit Card Companies or "Buyer Beware"?
I came across an article from CBS News called "Time To Abolish Debt Slavery"
In the old days, banks lent money to people they were confident would pay them back. No more. (…)
